1 / 6
2score
↓ $2,500
$285,000
MLS
Street view5021 University Ave
Indianapolis IN 46201 · Multi-Family · built 1948
3 bd1 ba
0.76 lender DSCR (est.)
Rent covers the estimated payment 0.76× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 1%
The underwriting
The numbers (estimates, illustrative)
$285,000List price
$1,450Rent estimate / mo
0.76Lender DSCR (est.)
$3,420Taxes / yr · assumed 1.2%
$141ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$1,495 |
| − Taxes | −$285 |
| − Insurance | −$119 |
| = Cash flow before vacancy & repairs | $-448 |
The numbers
- Price
- $285,000
- $ / sq ft
- —
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $3,420/yr assumed 1.2% of price
- PITIA (assumed)
- $1,898/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.76 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100 price cut 1%
The property
- Beds / baths
- 3 / 1
- Living area
- —
- Lot
- 4,356 sq ft
- Year built
- 1948
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22117829
- Listed
- Aug 3, 2026
- Days on market
- 75
- Listing agent
- Joseph Cirillo · Priority One Realty
3177245518 · josephwcirillo@aol.com - Price history
- First asked $287,500 · previously $287,500 cut $2,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.