1 / 6
60score
$120,000
MLS
Street view5022 W Naomi St
Indianapolis IN 46241 · Single Family · built 1938
4 bd2 ba1,404 sqft$85/sqft vs ZIP $157 −46%
2.06 lender DSCR (est.)
Rent covers the estimated payment 2.06× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,680/mo (hud:safmr:capped) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 2.0646% under ZIP $/sqftverify condition
The underwriting
The numbers (estimates, illustrative)
$120,000List price
$1,680Rent estimate / mo
2.06Lender DSCR (est.)
$1,632Taxes / yr · county assessor
$157ZIP median $ / sqft
60/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,680 |
| − Mortgage (P&I) | −$629 |
| − Taxes | −$136 |
| − Insurance | −$50 |
| = Cash flow before vacancy & repairs | $865 |
The numbers
- Price
- $120,000
- $ / sq ft
- $85 ZIP median $157
- Rent estimate
- $1,680/mo hud:safmr:capped
- Property taxes
- $1,632/yr 2% cap on assessed value $81,600
- PITIA (assumed)
- $815/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 2.06 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 60/100 DSCR 2.06 · 46% under ZIP $/sqft · verify condition
The property
- Beds / baths
- 4 / 2
- Living area
- 1,404 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1938
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128082
- Listed
- Sep 24, 2026
- Days on market
- 8
- Listing agent
- Tatyana Crismore · Indiana Homestore, Llc
3178181999 · indytanya@gmail.com - Price history
- First asked $120,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.