1 / 6
0score
$409,500
MLS
Street view5026 Clay Creek Ln
Plainfield IN 46168 · Single Family · built 2002
3 bd2.5 ba1,936 sqft$212/sqft vs ZIP $177 +20%
0.67 lender DSCR (est.)
Rent covers the estimated payment 0.67× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,837/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$409,500List price
$1,837Rent estimate / mo
0.67Lender DSCR (est.)
$4,914Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,837 |
| − Mortgage (P&I) | −$2,147 |
| − Taxes | −$410 |
| − Insurance | −$171 |
| − HOA | −$18 |
| = Cash flow before vacancy & repairs | $-909 |
The numbers
- Price
- $409,500
- $ / sq ft
- $212 ZIP median $177
- Rent estimate
- $1,837/mo HUD fair-market rent
- Property taxes
- $4,914/yr assumed 1.2% of price
- PITIA (assumed)
- $2,746/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $18/mo
- Lender DSCR (est.)
- 0.67 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,936 sq ft
- Lot
- 23,522 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $18/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22123632
- Listed
- Sep 10, 2026
- Days on market
- 25
- Listing agent
- Julie Jennings · Jennings Real Estate, Llc
3176912900 · julie@justjulieshomes.com - Price history
- First asked $409,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.