1 / 6
10score
New
$420,000
MLS
Street view5050 W Epler Rd
Indianapolis IN 46221 · Single Family · built 2016
4 bd3.5 ba2,380 sqft$176/sqft vs ZIP $150 +18%
0.57 lender DSCR (est.)
Rent covers the estimated payment 0.57× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,902/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$420,000List price
$1,902Rent estimate / mo
0.57Lender DSCR (est.)
$11,788Taxes / yr · county assessor
$150ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,902 |
| − Mortgage (P&I) | −$2,203 |
| − Taxes | −$982 |
| − Insurance | −$175 |
| = Cash flow before vacancy & repairs | $-1,458 |
The numbers
- Price
- $420,000
- $ / sq ft
- $176 ZIP median $150
- Rent estimate
- $1,902/mo HUD fair-market rent
- Property taxes
- $11,788/yr 2% cap on assessed value $589,400
- PITIA (assumed)
- $3,360/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.57 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 new this week · below assessed value
The property
- Beds / baths
- 4 / 3.5
- Living area
- 2,380 sq ft
- Lot
- 43,560 sq ft
- Year built
- 2016
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130442
- Listed
- Oct 12, 2026
- Days on market
- 3
- Listing agent
- Jennifer Jennett · Carpenter Realtors, Franklin
3176968612 · jjennett@callcarpenter.com - Price history
- First asked $420,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.