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49score
New
$135,000
MLS
Street view5051 E 13th St
Indianapolis IN 46201 · Single Family · built 1941
3 bd1.5 ba1,056 sqft$128/sqft vs ZIP $140 −9%
1.48 lender DSCR (est.)
Rent covers the estimated payment 1.48× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.488% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$135,000List price
$1,450Rent estimate / mo
1.48Lender DSCR (est.)
$2,592Taxes / yr · county assessor
$140ZIP median $ / sqft
49/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$708 |
| − Taxes | −$216 |
| − Insurance | −$56 |
| = Cash flow before vacancy & repairs | $470 |
The numbers
- Price
- $135,000
- $ / sq ft
- $128 ZIP median $140
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $2,592/yr 2% cap on assessed value $129,600
- PITIA (assumed)
- $980/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.48 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 49/100 DSCR 1.48 · 8% under ZIP $/sqft · new this week
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,056 sq ft
- Lot
- 6,098 sq ft
- Year built
- 1941
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127817
- Listed
- Sep 25, 2026
- Days on market
- 7
- Listing agent
- Edwin Watson · Triple E Realty, Llc
3172819281 · edwin@3epropertymgt.com - Price history
- First asked $135,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.