1 / 6
10score
↓ $22,000
$243,000
MLS
Street view5110 Winston Dr
Indianapolis IN 46226 · Single Family · built 1963
3 bd1.5 ba1,415 sqft$172/sqft vs ZIP $124 +38%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 9%
The underwriting
The numbers (estimates, illustrative)
$243,000List price
$1,450Rent estimate / mo
0.87Lender DSCR (est.)
$3,582Taxes / yr · county assessor
$124ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$1,274 |
| − Taxes | −$299 |
| − Insurance | −$101 |
| = Cash flow before vacancy & repairs | $-224 |
The numbers
- Price
- $243,000
- $ / sq ft
- $172 ZIP median $124
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $3,582/yr 2% cap on assessed value $179,100
- PITIA (assumed)
- $1,674/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100 price cut 9%
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,415 sq ft
- Lot
- 20,473 sq ft
- Year built
- 1963
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22109811
- Listed
- Jun 24, 2026
- Days on market
- 115
- Listing agent
- Shelby K Farrar · Opendoor Brokerage, LLC.
4804625392 · homes@opendoor.com - Price history
- First asked $265,000 · previously $248,000 cut $22,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.