1 / 6
8score
↓ $10,000
$255,000
MLS
Street view5122 E Saint Clair St
Indianapolis IN 46219 · Single Family · built 1916
2 bd1 ba1,722 sqft$148/sqft vs ZIP $142 +4%
0.66 lender DSCR (est.)
Rent covers the estimated payment 0.66× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,123/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 4%
The underwriting
The numbers (estimates, illustrative)
$255,000List price
$1,123Rent estimate / mo
0.66Lender DSCR (est.)
$3,060Taxes / yr · assumed 1.2%
$142ZIP median $ / sqft
8/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,123 |
| − Mortgage (P&I) | −$1,337 |
| − Taxes | −$255 |
| − Insurance | −$106 |
| = Cash flow before vacancy & repairs | $-575 |
The numbers
- Price
- $255,000
- $ / sq ft
- $148 ZIP median $142
- Rent estimate
- $1,123/mo ZIP + bedroom comps
- Property taxes
- $3,060/yr assumed 1.2% of price
- PITIA (assumed)
- $1,698/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 8/100 price cut 4%
The property
- Beds / baths
- 2 / 1
- Living area
- 1,722 sq ft
- Lot
- 6,098 sq ft
- Year built
- 1916
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22122371
- Listed
- Aug 28, 2026
- Days on market
- 50
- Listing agent
- Thayne Maguire · Homebound Real Estate LLC
3174140015 · thayne@reformationllc.com - Price history
- First asked $265,000 · previously $265,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.