1 / 6
36score
↓ $10,000
$239,900
MLS
Street view5125 S Keystone Ave
Indianapolis IN 46227 · Single Family · built 1951
3 bd1 ba1,800 sqft$133/sqft vs ZIP $156 −15%
1.14 lender DSCR (est.)
Rent covers the estimated payment 1.14× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,850/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
15% under ZIP $/sqftprice cut 4%
The underwriting
The numbers (estimates, illustrative)
$239,900List price
$1,850Rent estimate / mo
1.14Lender DSCR (est.)
$3,262Taxes / yr · county assessor
$156ZIP median $ / sqft
36/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,850 |
| − Mortgage (P&I) | −$1,258 |
| − Taxes | −$272 |
| − Insurance | −$100 |
| = Cash flow before vacancy & repairs | $220 |
The numbers
- Price
- $239,900
- $ / sq ft
- $133 ZIP median $156
- Rent estimate
- $1,850/mo ZIP + bedroom comps
- Property taxes
- $3,262/yr 2% cap on assessed value $163,100
- PITIA (assumed)
- $1,630/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.14 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 36/100 15% under ZIP $/sqft · price cut 4%
The property
- Beds / baths
- 3 / 1
- Living area
- 1,800 sq ft
- Lot
- 25,265 sq ft
- Year built
- 1951
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22121440
- Listed
- Aug 21, 2026
- Days on market
- 57
- Listing agent
- Matthew Ford · Indiana Ford Realty LLC
3172074075 · matthew@pmiindy.com - Price history
- First asked $249,900 · previously $244,900 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.