1 / 6
14score
$144,900
MLS
Street view5134 Miller St
Indianapolis IN 46241 · Single Family · built 1940
2 bd1 ba856 sqft$169/sqft vs ZIP $157 +8%
1.12 lender DSCR (est.)
Rent covers the estimated payment 1.12× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,082/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$144,900List price
$1,082Rent estimate / mo
1.12Lender DSCR (est.)
$1,700Taxes / yr · county assessor
$157ZIP median $ / sqft
14/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,082 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$142 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $120 |
The numbers
- Price
- $144,900
- $ / sq ft
- $169 ZIP median $157
- Rent estimate
- $1,082/mo ZIP + bedroom comps
- Property taxes
- $1,700/yr 2% cap on assessed value $85,000
- PITIA (assumed)
- $962/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.12 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 14/100
The property
- Beds / baths
- 2 / 1
- Living area
- 856 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1940
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22102971
- Listed
- May 26, 2026
- Days on market
- 144
- Listing agent
- Naseer Bade · United Real Estate Indpls
3174436029 · wstonerealtyllc@gmail.com - Price history
- First asked $144,900
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.