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34score
$284,900
MLS
Street view5136 Gray Wood Ct
Indianapolis IN 46235 · Single Family · built 2007
4 bd2.5 ba3,220 sqft$88/sqft vs ZIP $138 −36%
1.04 lender DSCR (est.)
Rent covers the estimated payment 1.04× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,995/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
36% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$284,900List price
$1,995Rent estimate / mo
1.04Lender DSCR (est.)
$3,419Taxes / yr · assumed 1.2%
$138ZIP median $ / sqft
34/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,995 |
| − Mortgage (P&I) | −$1,494 |
| − Taxes | −$285 |
| − Insurance | −$119 |
| − HOA | −$27 |
| = Cash flow before vacancy & repairs | $70 |
The numbers
- Price
- $284,900
- $ / sq ft
- $88 ZIP median $138
- Rent estimate
- $1,995/mo ZIP + bedroom comps
- Property taxes
- $3,419/yr assumed 1.2% of price
- PITIA (assumed)
- $1,925/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $27/mo
- Lender DSCR (est.)
- 1.04 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 34/100 36% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,220 sq ft
- Lot
- 9,148 sq ft
- Year built
- 2007
- Property type
- Single Family
- HOA
- $27/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22061980
- Listed
- Sep 10, 2025
- Days on market
- 402
- Listing agent
- Steven Koleno · Beycome Brokerage Realty LLC
8046565007 · realtor@beycome.com - Price history
- First asked $284,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.