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5score
$325,000
MLS
Street view5144 Patterson St
Indianapolis IN 46208 · Single Family · built 1968
3 bd2 ba1,710 sqft$190/sqft vs ZIP $131 +45%
0.58 lender DSCR (est.)
Rent covers the estimated payment 0.58× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,399/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
below assessed value
The underwriting
The numbers (estimates, illustrative)
$325,000List price
$1,399Rent estimate / mo
0.58Lender DSCR (est.)
$6,868Taxes / yr · county assessor
$131ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,399 |
| − Mortgage (P&I) | −$1,704 |
| − Taxes | −$572 |
| − Insurance | −$135 |
| = Cash flow before vacancy & repairs | $-1,013 |
The numbers
- Price
- $325,000
- $ / sq ft
- $190 ZIP median $131
- Rent estimate
- $1,399/mo ZIP + bedroom comps
- Property taxes
- $6,868/yr 2% cap on assessed value $343,400
- PITIA (assumed)
- $2,412/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.58 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,710 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1968
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 100
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22122262
- Listed
- Aug 27, 2026
- Days on market
- 37
- Listing agent
- Roman Baisa · Trueblood Real Estate
3175584674 · romanbaisa@gmail.com - Price history
- First asked $325,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.