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7score
$389,900
MLS
Street view5151 Charmaine Ln
Plainfield IN 46168 · Single Family · built 2015
4 bd2.5 ba2,403 sqft$162/sqft vs ZIP $177 −8%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,236/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
8% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$389,900List price
$2,236Rent estimate / mo
0.85Lender DSCR (est.)
$4,679Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
7/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,236 |
| − Mortgage (P&I) | −$2,045 |
| − Taxes | −$390 |
| − Insurance | −$162 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $-394 |
The numbers
- Price
- $389,900
- $ / sq ft
- $162 ZIP median $177
- Rent estimate
- $2,236/mo HUD fair-market rent
- Property taxes
- $4,679/yr assumed 1.2% of price
- PITIA (assumed)
- $2,630/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 7/100 8% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,403 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2015
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22127488
- Listed
- Sep 25, 2026
- Days on market
- 10
- Listing agent
- Traci Bringle · CENTURY 21 Scheetz
3178812100 · traci@c21scheetz.com - Price history
- First asked $389,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.