1 / 6
30score
$290,000
MLS
Street view5151 Guilford Ave
Indianapolis IN 46205 · Single Family · built 1928
3 bd2 ba2,722 sqft$107/sqft vs ZIP $163 −35%
0.75 lender DSCR (est.)
Rent covers the estimated payment 0.75× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,600/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
35% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$290,000List price
$1,600Rent estimate / mo
0.75Lender DSCR (est.)
$5,892Taxes / yr · county assessor
$163ZIP median $ / sqft
30/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,600 |
| − Mortgage (P&I) | −$1,521 |
| − Taxes | −$491 |
| − Insurance | −$121 |
| = Cash flow before vacancy & repairs | $-533 |
The numbers
- Price
- $290,000
- $ / sq ft
- $107 ZIP median $163
- Rent estimate
- $1,600/mo ZIP + bedroom comps
- Property taxes
- $5,892/yr 2% cap on assessed value $294,600
- PITIA (assumed)
- $2,133/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.75 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 30/100 35% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 2,722 sq ft
- Lot
- 7,841 sq ft
- Year built
- 1928
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22124345
- Listed
- Sep 14, 2026
- Days on market
- 18
- Listing agent
- Carlos Higareda · eXp Realty, LLC
3175902901 · carlosjhigareda@gmail.com - Price history
- First asked $290,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.