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0score
$285,000
MLS
Street view5153 Kingsley Dr
Indianapolis IN 46205 · Single Family · built 1925
2 bd2 ba1,480 sqft$193/sqft vs ZIP $163 +18%
0.76 lender DSCR (est.)
Rent covers the estimated payment 0.76× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,499/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$285,000List price
$1,499Rent estimate / mo
0.76Lender DSCR (est.)
$4,208Taxes / yr · county assessor
$163ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,499 |
| − Mortgage (P&I) | −$1,495 |
| − Taxes | −$351 |
| − Insurance | −$119 |
| = Cash flow before vacancy & repairs | $-465 |
The numbers
- Price
- $285,000
- $ / sq ft
- $193 ZIP median $163
- Rent estimate
- $1,499/mo ZIP + bedroom comps
- Property taxes
- $4,208/yr 2% cap on assessed value $210,400
- PITIA (assumed)
- $1,964/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.76 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 2 / 2
- Living area
- 1,480 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1925
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120387
- Listed
- Sep 12, 2026
- Days on market
- 20
- Listing agent
- Mihir Bhimaraju · Real Broker, LLC
5132647638 · mihirbhimaraju@welcomehomeindie.com - Price history
- First asked $285,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.