1 / 6
0score
$1,675,000
MLS
Street view520 W Cedar St
Zionsville IN 46077 · Single Family · built 2005
4 bd3 ba5,076 sqft$330/sqft vs ZIP $251 +31%
0.26 lender DSCR (est.)
Rent covers the estimated payment 0.26× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,862/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$1,675,000List price
$2,862Rent estimate / mo
0.26Lender DSCR (est.)
$20,100Taxes / yr · assumed 1.2%
$251ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,862 |
| − Mortgage (P&I) | −$8,784 |
| − Taxes | −$1,675 |
| − Insurance | −$698 |
| = Cash flow before vacancy & repairs | $-8,295 |
The numbers
- Price
- $1,675,000
- $ / sq ft
- $330 ZIP median $251
- Rent estimate
- $2,862/mo HUD fair-market rent
- Property taxes
- $20,100/yr assumed 1.2% of price
- PITIA (assumed)
- $11,157/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.26 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 3
- Living area
- 5,076 sq ft
- Lot
- 10,454 sq ft
- Year built
- 2005
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22116668
- Listed
- Sep 10, 2026
- Days on market
- 25
- Listing agent
- John O'brien · F.C. Tucker Company - Zionsville
3178735391 · realtorjohno@gmail.com - Price history
- First asked $1,675,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.