1 / 6
0score
$529,000
MLS
Street view525 Gilder Dr
Carmel IN 46032 · Single Family · built 2025
3 bd2.5 ba1,818 sqft$291/sqft vs ZIP $233 +25%
0.62 lender DSCR (est.)
Rent covers the estimated payment 0.62× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,252/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$529,000List price
$2,252Rent estimate / mo
0.62Lender DSCR (est.)
$6,348Taxes / yr · assumed 1.2%
$233ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,252 |
| − Mortgage (P&I) | −$2,774 |
| − Taxes | −$529 |
| − Insurance | −$220 |
| − HOA | −$90 |
| = Cash flow before vacancy & repairs | $-1,362 |
The numbers
- Price
- $529,000
- $ / sq ft
- $291 ZIP median $233
- Rent estimate
- $2,252/mo HUD fair-market rent
- Property taxes
- $6,348/yr assumed 1.2% of price
- PITIA (assumed)
- $3,614/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $90/mo
- Lender DSCR (est.)
- 0.62 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,818 sq ft
- Lot
- 1,742 sq ft
- Year built
- 2025
- Property type
- Single Family
- HOA
- $90/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22127956
- Listed
- Sep 24, 2026
- Days on market
- 11
- Listing agent
- Landon Buesching · 1 Percent Lists Indiana Real Estate
2605736316 · landon.buesching@exprealty.com - Price history
- First asked $529,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.