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31score
↓ $12,000
$270,000
MLS
Street view5259 Baysdon Cir
Indianapolis IN 46235 · Single Family · built 2002
3 bd2.5 ba2,448 sqft$110/sqft vs ZIP $138 −20%
0.86 lender DSCR (est.)
Rent covers the estimated payment 0.86× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,740/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
20% under ZIP $/sqftprice cut 4%below assessed value
The underwriting
The numbers (estimates, illustrative)
$270,000List price
$1,740Rent estimate / mo
0.86Lender DSCR (est.)
$5,626Taxes / yr · county assessor
$138ZIP median $ / sqft
31/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,740 |
| − Mortgage (P&I) | −$1,416 |
| − Taxes | −$469 |
| − Insurance | −$113 |
| − HOA | −$30 |
| = Cash flow before vacancy & repairs | $-287 |
The numbers
- Price
- $270,000
- $ / sq ft
- $110 ZIP median $138
- Rent estimate
- $1,740/mo ZIP + bedroom comps
- Property taxes
- $5,626/yr 2% cap on assessed value $281,300
- PITIA (assumed)
- $2,027/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $30/mo
- Lender DSCR (est.)
- 0.86 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 31/100 20% under ZIP $/sqft · price cut 4% · below assessed value
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,448 sq ft
- Lot
- 9,583 sq ft
- Year built
- 2002
- Property type
- Single Family
- HOA
- $30/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22083347
- Listed
- Feb 10, 2026
- Days on market
- 249
- Listing agent
- Shelby K Farrar · Opendoor Brokerage, LLC.
4804625392 · homes@opendoor.com - Price history
- First asked $282,000 · previously $276,000 cut $12,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.