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36score
New
$249,900
MLS
Street view527 S Holt Rd
Indianapolis IN 46241 · Single Family · built 1921
4 bd2 ba1,946 sqft$128/sqft vs ZIP $157 −18%
1.15 lender DSCR (est.)
Rent covers the estimated payment 1.15× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,902/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
18% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$249,900List price
$1,902Rent estimate / mo
1.15Lender DSCR (est.)
$2,824Taxes / yr · county assessor
$157ZIP median $ / sqft
36/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,902 |
| − Mortgage (P&I) | −$1,311 |
| − Taxes | −$235 |
| − Insurance | −$104 |
| = Cash flow before vacancy & repairs | $252 |
The numbers
- Price
- $249,900
- $ / sq ft
- $128 ZIP median $157
- Rent estimate
- $1,902/mo HUD fair-market rent
- Property taxes
- $2,824/yr 2% cap on assessed value $141,200
- PITIA (assumed)
- $1,650/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.15 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 36/100 18% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 2
- Living area
- 1,946 sq ft
- Lot
- 4,792 sq ft
- Year built
- 1921
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129474
- Listed
- Oct 5, 2026
- Days on market
- 3
- Listing agent
- Ana Patino · Exp Realty, LLC
3173004471 · patinoanalucero@gmail.com - Price history
- First asked $249,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.