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2score
$254,000
MLS
Street view5312 W Scatterwood Ct
Indianapolis IN 46221 · Single Family · built 1996
3 bd2 ba1,410 sqft$180/sqft vs ZIP $147 +23%
0.93 lender DSCR (est.)
Rent covers the estimated payment 0.93× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,725/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$254,000List price
$1,725Rent estimate / mo
0.93Lender DSCR (est.)
$4,694Taxes / yr · county assessor
$147ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,725 |
| − Mortgage (P&I) | −$1,332 |
| − Taxes | −$391 |
| − Insurance | −$106 |
| − HOA | −$18 |
| = Cash flow before vacancy & repairs | $-122 |
The numbers
- Price
- $254,000
- $ / sq ft
- $180 ZIP median $147
- Rent estimate
- $1,725/mo ZIP + bedroom comps
- Property taxes
- $4,694/yr 2% cap on assessed value $234,700
- PITIA (assumed)
- $1,847/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $18/mo
- Lender DSCR (est.)
- 0.93 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,410 sq ft
- Lot
- 8,712 sq ft
- Year built
- 1996
- Property type
- Single Family
- HOA
- $18/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22098639
- Listed
- May 8, 2026
- Days on market
- 162
- Listing agent
- Amber Russell · Keller Williams Indy Metro Ne
3172468066 · amber@amberrussell.com - Price history
- First asked $254,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.