Street view of 5313 Cottage Grove Ln
1 / 6
19score
New
$729,900
MLS Street view
Search photos

5313 Cottage Grove Ln

Noblesville IN 46062 · Single Family · built 2007
4 bd4.5 ba4,743 sqft$154/sqft vs ZIP $185 −17%
0.49 lender DSCR (est.)
Rent covers the estimated payment 0.49× · walk-away floor 1.20 · low confidence
How we compute this

Rent est. $2,398/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.

17% under ZIP $/sqftnew this week
The underwriting

The numbers (estimates, illustrative)

$729,900List price
$2,398Rent estimate / mo
0.49Lender DSCR (est.)
$8,759Taxes / yr · assumed 1.2%
$185ZIP median $ / sqft
19/100Deal Score

Monthly picture (illustrative)

Rent est.$2,398
− Mortgage (P&I)−$3,828
− Taxes−$730
− Insurance−$304
− HOA−$71
= Cash flow before vacancy & repairs$-2,535

The numbers

Price
$729,900
$ / sq ft
$154 ZIP median $185
Rent estimate
$2,398/mo HUD fair-market rent
Property taxes
$8,759/yr assumed 1.2% of price
PITIA (assumed)
$4,933/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $71/mo
Lender DSCR (est.)
0.49 rent ÷ PITIA · lender floor 1.20
Deal Score
19/100 17% under ZIP $/sqft · new this week

The property

Beds / baths
4 / 4.5
Living area
4,743 sq ft
Lot
21,344 sq ft
Year built
2007
Property type
Single Family
HOA
$71/mo
Flood zone
—
Registered rental
—

The listing

Source
Standard
MLS #
22128521
Listed
Sep 28, 2026
Days on market
6
Listing agent
Dani Robinson · F.C. Tucker Company - Noblesville
3177760200 · danir@talktotucker.com
Price history
First asked $729,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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