Street view of 5313 Ralston Ave
1 / 6
15score
New
$299,500
MLS Street view
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5313 Ralston Ave

Indianapolis IN 46220 · Single Family · built 1951
2 bd1 ba1,624 sqft$184/sqft vs ZIP $208 −11%
0.84 lender DSCR (est.)
Rent covers the estimated payment 0.84× · walk-away floor 1.20 · high confidence
How we compute this

Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

11% under ZIP $/sqftnew this week
The underwriting

The numbers (estimates, illustrative)

$299,500List price
$1,710Rent estimate / mo
0.84Lender DSCR (est.)
$4,110Taxes / yr · county assessor
$208ZIP median $ / sqft
15/100Deal Score

Monthly picture (illustrative)

Rent est.$1,710
− Mortgage (P&I)−$1,571
− Taxes−$343
− Insurance−$125
= Cash flow before vacancy & repairs$-328

The numbers

Price
$299,500
$ / sq ft
$184 ZIP median $208
Rent estimate
$1,710/mo ZIP + bedroom comps
Property taxes
$4,110/yr 2% cap on assessed value $205,500
PITIA (assumed)
$2,038/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
0.84 rent ÷ PITIA · lender floor 1.20
Deal Score
15/100 11% under ZIP $/sqft · new this week

The property

Beds / baths
2 / 1
Living area
1,624 sq ft
Lot
9,583 sq ft
Year built
1951
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22131267
Listed
Oct 16, 2026
Days on market
2
Listing agent
Chase Deisler · Berkshire Hathaway HomeServices Indiana Realty
3178467751 · chasedeisler@talktotucker.com
Price history
First asked $299,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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