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35score
NewShort Sale
$200,000
MLS
Street view5345 Moonlight Dr
Indianapolis IN 46226 · Single Family · built 1963
3 bd1.5 ba2,472 sqft$81/sqft vs ZIP $128 −37%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,425/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
37% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$200,000List price
$1,425Rent estimate / mo
0.87Lender DSCR (est.)
$6,050Taxes / yr · county assessor
$128ZIP median $ / sqft
35/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,425 |
| − Mortgage (P&I) | −$1,049 |
| − Taxes | −$504 |
| − Insurance | −$83 |
| = Cash flow before vacancy & repairs | $-211 |
The numbers
- Price
- $200,000
- $ / sq ft
- $81 ZIP median $128
- Rent estimate
- $1,425/mo ZIP + bedroom comps
- Property taxes
- $6,050/yr 2% cap on assessed value $302,500
- PITIA (assumed)
- $1,636/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 35/100 37% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 3 / 1.5
- Living area
- 2,472 sq ft
- Lot
- 15,246 sq ft
- Year built
- 1963
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Short Sale
- MLS #
- 22129109
- Listed
- Oct 2, 2026
- Days on market
- 6
- Listing agent
- Katrina Archie · F.C. Tucker Company - East
3173407083 · kaaarchie@divineinvpartners.com - Price history
- First asked $200,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.