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19score
New
$489,000
MLS
Street view5370 Lavender Dr
Plainfield IN 46168 · Single Family · built 2022
4 bd2.5 ba3,300 sqft$148/sqft vs ZIP $177 −16%
0.65 lender DSCR (est.)
Rent covers the estimated payment 0.65× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,236/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
16% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$489,000List price
$2,236Rent estimate / mo
0.65Lender DSCR (est.)
$5,868Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,236 |
| − Mortgage (P&I) | −$2,564 |
| − Taxes | −$489 |
| − Insurance | −$204 |
| − HOA | −$180 |
| = Cash flow before vacancy & repairs | $-1,201 |
The numbers
- Price
- $489,000
- $ / sq ft
- $148 ZIP median $177
- Rent estimate
- $2,236/mo HUD fair-market rent
- Property taxes
- $5,868/yr assumed 1.2% of price
- PITIA (assumed)
- $3,437/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $180/mo
- Lender DSCR (est.)
- 0.65 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 16% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,300 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2022
- Property type
- Single Family
- HOA
- $180/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22128720
- Listed
- Sep 29, 2026
- Days on market
- 6
- Listing agent
- Barinder Singh · Exp Realty, LLC
8886663912 · barinder.singh@exprealty.com - Price history
- First asked $489,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.