1 / 6
8score
$320,000
MLS
Street view5404 E Saint Clair St
Indianapolis IN 46219 · Single Family · built 1953
2 bd2 ba2,400 sqft$133/sqft vs ZIP $147 −9%
0.52 lender DSCR (est.)
Rent covers the estimated payment 0.52× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,112/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
10% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$320,000List price
$1,112Rent estimate / mo
0.52Lender DSCR (est.)
$3,840Taxes / yr · assumed 1.2%
$147ZIP median $ / sqft
8/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,112 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$320 |
| − Insurance | −$133 |
| = Cash flow before vacancy & repairs | $-1,019 |
The numbers
- Price
- $320,000
- $ / sq ft
- $133 ZIP median $147
- Rent estimate
- $1,112/mo ZIP + bedroom comps
- Property taxes
- $3,840/yr assumed 1.2% of price
- PITIA (assumed)
- $2,131/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.52 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 8/100 10% under ZIP $/sqft
The property
- Beds / baths
- 2 / 2
- Living area
- 2,400 sq ft
- Lot
- 8,276 sq ft
- Year built
- 1953
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133029
- Listed
- Oct 23, 2026
- Days on market
- 9
- Listing agent
- Steve Lew
3176582042 · steve@listwithlew.com - Price history
- First asked $320,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.