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18score
New
$254,900
MLS
Street view5409 Rocky Mountain Dr
Indianapolis IN 46237 · Single Family · built 2000
4 bd2 ba1,271 sqft$201/sqft vs ZIP $151 +33%
1.11 lender DSCR (est.)
Rent covers the estimated payment 1.11× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,043/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$254,900List price
$2,043Rent estimate / mo
1.11Lender DSCR (est.)
$4,384Taxes / yr · county assessor
$151ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,043 |
| − Mortgage (P&I) | −$1,337 |
| − Taxes | −$365 |
| − Insurance | −$106 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $202 |
The numbers
- Price
- $254,900
- $ / sq ft
- $201 ZIP median $151
- Rent estimate
- $2,043/mo ZIP + bedroom comps
- Property taxes
- $4,384/yr 2% cap on assessed value $219,200
- PITIA (assumed)
- $1,841/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 1.11 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 new this week
The property
- Beds / baths
- 4 / 2
- Living area
- 1,271 sq ft
- Lot
- 6,098 sq ft
- Year built
- 2000
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130435
- Listed
- Oct 14, 2026
- Days on market
- 4
- Listing agent
- Joshua O'brien · O'Brien Real Estate LLC
3178409812 · jobrienhiverealty@gmail.com - Price history
- First asked $254,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.