1 / 6
46score
↓ $20,000
$179,900
MLS
Street view544 N Dearborn St
Indianapolis IN 46201 · Single Family · built 1913
3 bd2 ba1,660 sqft$108/sqft vs ZIP $141 −23%
1.09 lender DSCR (est.)
Rent covers the estimated payment 1.09× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
23% under ZIP $/sqftprice cut 11%below assessed value
The underwriting
The numbers (estimates, illustrative)
$179,900List price
$1,450Rent estimate / mo
1.09Lender DSCR (est.)
$3,786Taxes / yr · county assessor
$141ZIP median $ / sqft
46/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$943 |
| − Taxes | −$316 |
| − Insurance | −$75 |
| = Cash flow before vacancy & repairs | $116 |
The numbers
- Price
- $179,900
- $ / sq ft
- $108 ZIP median $141
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $3,786/yr 2% cap on assessed value $189,300
- PITIA (assumed)
- $1,334/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.09 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 46/100 23% under ZIP $/sqft · price cut 11% · below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,660 sq ft
- Lot
- 4,356 sq ft
- Year built
- 1913
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22117263
- Listed
- Jul 30, 2026
- Days on market
- 79
- Listing agent
- Russ Lawrence · F.C. Tucker Company - Keystone at the Crossing
3172596000 · russ@russlawrence.com - Price history
- First asked $199,900 · previously $199,900 cut $20,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.