1 / 6
0score
$310,000
MLS
Street view5462 Montavia Cir
Indianapolis IN 46239 · Single Family · built 2001
3 bd2 ba1,916 sqft$162/sqft vs ZIP $152 +6%
0.87 lender DSCR (est.)
Rent covers the estimated payment 0.87× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,960/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$310,000List price
$1,960Rent estimate / mo
0.87Lender DSCR (est.)
$5,686Taxes / yr · county assessor
$152ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,960 |
| − Mortgage (P&I) | −$1,626 |
| − Taxes | −$474 |
| − Insurance | −$129 |
| − HOA | −$36 |
| = Cash flow before vacancy & repairs | $-305 |
The numbers
- Price
- $310,000
- $ / sq ft
- $162 ZIP median $152
- Rent estimate
- $1,960/mo ZIP + bedroom comps
- Property taxes
- $5,686/yr 2% cap on assessed value $284,300
- PITIA (assumed)
- $2,265/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $36/mo
- Lender DSCR (est.)
- 0.87 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,916 sq ft
- Lot
- 18,731 sq ft
- Year built
- 2001
- Property type
- Single Family
- HOA
- $36/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22124651
- Listed
- Sep 6, 2026
- Days on market
- 27
- Listing agent
- Marie Wagner · Hoosier, Realtors®
3172252333 · mariebender@hotmail.com - Price history
- First asked $310,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.