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50score
Freddie Mac
$49,900
Freddie Mac
Listing photo5484 N Old Michigan Rd
Osgood IN 47037 · Single Family
3 bd1 ba3,290 sqft$15/sqft
2.10 lender DSCR (est.)
Rent covers the estimated payment 2.10× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $699/mo (hud:safmr:capped) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 2.10government REO
The underwriting
The numbers (estimates, illustrative)
$49,900List price
$699Rent estimate / mo
2.10Lender DSCR (est.)
$599Taxes / yr · assumed 1.2%
—ZIP median $ / sqft
50/100Deal Score
Monthly picture (illustrative)
| Rent est. | $699 |
| − Mortgage (P&I) | −$262 |
| − Taxes | −$50 |
| − Insurance | −$21 |
| = Cash flow before vacancy & repairs | $367 |
The numbers
- Price
- $49,900
- $ / sq ft
- $15
- Rent estimate
- $699/mo hud:safmr:capped
- Property taxes
- $599/yr assumed 1.2% of price
- PITIA (assumed)
- $332/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 2.10 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 50/100 DSCR 2.10 · government REO
The property
- Beds / baths
- 3 / 1
- Living area
- 3,290 sq ft
- Lot
- —
- Year built
- —
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Freddie Mac HomeSteps
- MLS #
- —
- Listed
- —
- Days on market
- —
- Listing agent
- Freddie Mac (REO)
- Price history
- No changes recorded
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.