Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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31score
↓ $15,000
$485,000
MLS
Street view549 Gosford Ct
Westfield IN 46074 · Single Family · built 2014
4 bd2.5 ba3,311 sqft$146/sqft vs ZIP $210 −30%
0.75 lender DSCR (est.)
Rent covers the estimated payment 0.75× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,703/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
30% under ZIP $/sqftprice cut 3%
The underwriting
The numbers (estimates, illustrative)
$485,000List price
$2,703Rent estimate / mo
0.75Lender DSCR (est.)
$9,286Taxes / yr · county assessor
$210ZIP median $ / sqft
31/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,703 |
| − Mortgage (P&I) | −$2,543 |
| − Taxes | −$774 |
| − Insurance | −$202 |
| − HOA | −$88 |
| = Cash flow before vacancy & repairs | $-904 |
The numbers
- Price
- $485,000
- $ / sq ft
- $146 ZIP median $210
- Rent estimate
- $2,703/mo HUD fair-market rent
- Property taxes
- $9,286/yr 2% cap on assessed value $464,300
- PITIA (assumed)
- $3,607/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $88/mo
- Lender DSCR (est.)
- 0.75 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 31/100 30% under ZIP $/sqft · price cut 3%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,311 sq ft
- Lot
- 9,583 sq ft
- Year built
- 2014
- Property type
- Single Family
- HOA
- $88/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22107269
- Listed
- Jun 25, 2026
- Days on market
- 102
- Listing agent
- Mary Lou Finchum · Carpenter Realtors, Westfield
3175079990 · mrsfinchum@callcarpenter.com - Price history
- First asked $500,000 · previously $500,000 cut $15,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.