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21score
$195,000
MLS
Street view5509 S Randolph St
Indianapolis IN 46227 · Single Family · built 1939
2 bd2 ba1,550 sqft$126/sqft vs ZIP $156 −19%
0.81 lender DSCR (est.)
Rent covers the estimated payment 0.81× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,170/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
19% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$195,000List price
$1,170Rent estimate / mo
0.81Lender DSCR (est.)
$4,016Taxes / yr · county assessor
$156ZIP median $ / sqft
21/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,170 |
| − Mortgage (P&I) | −$1,023 |
| − Taxes | −$335 |
| − Insurance | −$81 |
| = Cash flow before vacancy & repairs | $-269 |
The numbers
- Price
- $195,000
- $ / sq ft
- $126 ZIP median $156
- Rent estimate
- $1,170/mo ZIP + bedroom comps
- Property taxes
- $4,016/yr 2% cap on assessed value $200,800
- PITIA (assumed)
- $1,439/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.81 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 21/100 19% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 2 / 2
- Living area
- 1,550 sq ft
- Lot
- 8,712 sq ft
- Year built
- 1939
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22117358
- Listed
- Jul 30, 2026
- Days on market
- 79
- Listing agent
- Katherine Olsen · Exp Realty, LLC
2197757783 · 210285.lead@leads.leadrouter.com - Price history
- First asked $195,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.