1 / 6
25score
↓ $22,500
$262,500
MLS
Street view5514 Winship Ct
Indianapolis IN 46221 · Single Family · built 1979
3 bd2 ba2,148 sqft$122/sqft vs ZIP $147 −17%
0.92 lender DSCR (est.)
Rent covers the estimated payment 0.92× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,725/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
17% under ZIP $/sqftprice cut 9%
The underwriting
The numbers (estimates, illustrative)
$262,500List price
$1,725Rent estimate / mo
0.92Lender DSCR (est.)
$4,730Taxes / yr · county assessor
$147ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,725 |
| − Mortgage (P&I) | −$1,377 |
| − Taxes | −$394 |
| − Insurance | −$109 |
| = Cash flow before vacancy & repairs | $-155 |
The numbers
- Price
- $262,500
- $ / sq ft
- $122 ZIP median $147
- Rent estimate
- $1,725/mo ZIP + bedroom comps
- Property taxes
- $4,730/yr 2% cap on assessed value $236,500
- PITIA (assumed)
- $1,880/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.92 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 17% under ZIP $/sqft · price cut 9%
The property
- Beds / baths
- 3 / 2
- Living area
- 2,148 sq ft
- Lot
- 9,583 sq ft
- Year built
- 1979
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22122910
- Listed
- Aug 29, 2026
- Days on market
- 49
- Listing agent
- Cindy Stockhaus · Better Homes and Gardens Real Estate Gold Key
3173495900 · bhgoldkey@gmail.com - Price history
- First asked $285,000 · previously $270,750 cut $22,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.