1 / 6
12score
New
$265,000
MLS
Street view5526 Riva Ridge Dr
Indianapolis IN 46237 · Single Family · built 1977
3 bd2 ba1,335 sqft$199/sqft vs ZIP $151 +31%
0.96 lender DSCR (est.)
Rent covers the estimated payment 0.96× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,820/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this weekregistered rental
The underwriting
The numbers (estimates, illustrative)
$265,000List price
$1,820Rent estimate / mo
0.96Lender DSCR (est.)
$4,696Taxes / yr · county assessor
$151ZIP median $ / sqft
12/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,820 |
| − Mortgage (P&I) | −$1,390 |
| − Taxes | −$391 |
| − Insurance | −$110 |
| = Cash flow before vacancy & repairs | $-71 |
The numbers
- Price
- $265,000
- $ / sq ft
- $199 ZIP median $151
- Rent estimate
- $1,820/mo ZIP + bedroom comps
- Property taxes
- $4,696/yr 2% cap on assessed value $234,800
- PITIA (assumed)
- $1,891/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.96 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 12/100 new this week · registered rental
The property
- Beds / baths
- 3 / 2
- Living area
- 1,335 sq ft
- Lot
- 12,632 sq ft
- Year built
- 1977
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22128582
- Listed
- Oct 8, 2026
- Days on market
- 2
- Listing agent
- Michelle Bradbury · Century 21 Scheetz
3178445111 · mbradbury@c21scheetz.com - Price history
- First asked $265,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.