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40score
$194,900
MLS
Street view5532 Linda Ln
Indianapolis IN 46241 · Single Family · built 1962
3 bd2 ba1,444 sqft$135/sqft vs ZIP $157 −14%
1.29 lender DSCR (est.)
Rent covers the estimated payment 1.29× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,805/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.2914% under ZIP $/sqftregistered rental
The underwriting
The numbers (estimates, illustrative)
$194,900List price
$1,805Rent estimate / mo
1.29Lender DSCR (est.)
$3,546Taxes / yr · county assessor
$157ZIP median $ / sqft
40/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,805 |
| − Mortgage (P&I) | −$1,022 |
| − Taxes | −$296 |
| − Insurance | −$81 |
| = Cash flow before vacancy & repairs | $406 |
The numbers
- Price
- $194,900
- $ / sq ft
- $135 ZIP median $157
- Rent estimate
- $1,805/mo ZIP + bedroom comps
- Property taxes
- $3,546/yr 2% cap on assessed value $177,300
- PITIA (assumed)
- $1,399/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.29 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 40/100 DSCR 1.29 · 14% under ZIP $/sqft · registered rental
The property
- Beds / baths
- 3 / 2
- Living area
- 1,444 sq ft
- Lot
- 8,712 sq ft
- Year built
- 1962
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22120483
- Listed
- Sep 18, 2026
- Days on market
- 14
- Listing agent
- Isabella Frazier · Trelora Realty, Inc
2193513982 · inteam@trelora.com - Price history
- First asked $194,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.