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32score
$240,000
MLS
Street view5614 N Victoria Dr
Indianapolis IN 46228 · Single Family · built 1950
3 bd1 ba1,882 sqft$128/sqft vs ZIP $144 −11%
1.25 lender DSCR (est.)
Rent covers the estimated payment 1.25× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,967/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.2511% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$240,000List price
$1,967Rent estimate / mo
1.25Lender DSCR (est.)
$2,562Taxes / yr · county assessor
$144ZIP median $ / sqft
32/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,967 |
| − Mortgage (P&I) | −$1,259 |
| − Taxes | −$214 |
| − Insurance | −$100 |
| = Cash flow before vacancy & repairs | $395 |
The numbers
- Price
- $240,000
- $ / sq ft
- $128 ZIP median $144
- Rent estimate
- $1,967/mo ZIP + bedroom comps
- Property taxes
- $2,562/yr 2% cap on assessed value $128,100
- PITIA (assumed)
- $1,572/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.25 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 32/100 DSCR 1.25 · 11% under ZIP $/sqft
The property
- Beds / baths
- 3 / 1
- Living area
- 1,882 sq ft
- Lot
- 10,019 sq ft
- Year built
- 1950
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127427
- Listed
- Sep 24, 2026
- Days on market
- 8
- Listing agent
- Teresa Homan · MAINSTAY BROKERAGE LLC
6784773578 · teresa.homan@opendoor.com - Price history
- First asked $240,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.