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Street view of 5806 N Rural St
1 / 6
15score
$349,900
MLS Street view
Search photos

5806 N Rural St

Indianapolis IN 46220 · Single Family · built 1954
2 bd2 ba2,050 sqft$171/sqft vs ZIP $208 −18%
0.67 lender DSCR (est.)
Rent covers the estimated payment 0.67× · walk-away floor 1.20 · high confidence
How we compute this

Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

18% under ZIP $/sqft
The underwriting

The numbers (estimates, illustrative)

$349,900List price
$1,710Rent estimate / mo
0.67Lender DSCR (est.)
$6,766Taxes / yr · county assessor
$208ZIP median $ / sqft
15/100Deal Score

Monthly picture (illustrative)

Rent est.$1,710
− Mortgage (P&I)−$1,835
− Taxes−$564
− Insurance−$146
= Cash flow before vacancy & repairs$-835

The numbers

Price
$349,900
$ / sq ft
$171 ZIP median $208
Rent estimate
$1,710/mo ZIP + bedroom comps
Property taxes
$6,766/yr 2% cap on assessed value $338,300
PITIA (assumed)
$2,545/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
0.67 rent ÷ PITIA · lender floor 1.20
Deal Score
15/100 18% under ZIP $/sqft

The property

Beds / baths
2 / 2
Living area
2,050 sq ft
Lot
11,326 sq ft
Year built
1954
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22102723
Listed
May 22, 2026
Days on market
134
Listing agent
Candy Fisk · COLDWELL BANKER KAISER
3178441131 · candyfisk@gmail.com
Price history
First asked $349,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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