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36score
New
$119,900
MLS
Street view5869 Villa Ave
Indianapolis IN 46227 · Single Family · built 1947
2 bd1 ba720 sqft$167/sqft vs ZIP $157 +6%
1.38 lender DSCR (est.)
Rent covers the estimated payment 1.38× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,150/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.38new this week
The underwriting
The numbers (estimates, illustrative)
$119,900List price
$1,150Rent estimate / mo
1.38Lender DSCR (est.)
$1,880Taxes / yr · county assessor
$157ZIP median $ / sqft
36/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,150 |
| − Mortgage (P&I) | −$629 |
| − Taxes | −$157 |
| − Insurance | −$50 |
| = Cash flow before vacancy & repairs | $315 |
The numbers
- Price
- $119,900
- $ / sq ft
- $167 ZIP median $157
- Rent estimate
- $1,150/mo ZIP + bedroom comps
- Property taxes
- $1,880/yr 2% cap on assessed value $94,000
- PITIA (assumed)
- $835/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.38 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 36/100 DSCR 1.38 · new this week
The property
- Beds / baths
- 2 / 1
- Living area
- 720 sq ft
- Lot
- 11,326 sq ft
- Year built
- 1947
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132801
- Listed
- Oct 27, 2026
- Days on market
- 5
- Listing agent
- Cathy Morrow · F.C. Tucker Company - Fishers/Geist
3175233864 · cathy.morrow@talktotucker.com - Price history
- First asked $119,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.