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16score
↓ $15,001
$739,999
MLS
Street view5889 Pebblestream Dr
Carmel IN 46033 · Single Family · built 2000
5 bd3.5 ba4,295 sqft$172/sqft vs ZIP $202 −15%
0.51 lender DSCR (est.)
Rent covers the estimated payment 0.51× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,694/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
15% under ZIP $/sqftprice cut 2%
The underwriting
The numbers (estimates, illustrative)
$739,999List price
$2,694Rent estimate / mo
0.51Lender DSCR (est.)
$12,182Taxes / yr · county assessor
$202ZIP median $ / sqft
16/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,694 |
| − Mortgage (P&I) | −$3,881 |
| − Taxes | −$1,015 |
| − Insurance | −$308 |
| − HOA | −$105 |
| = Cash flow before vacancy & repairs | $-2,615 |
The numbers
- Price
- $739,999
- $ / sq ft
- $172 ZIP median $202
- Rent estimate
- $2,694/mo HUD fair-market rent
- Property taxes
- $12,182/yr 2% cap on assessed value $609,100
- PITIA (assumed)
- $5,309/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $105/mo
- Lender DSCR (est.)
- 0.51 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 16/100 15% under ZIP $/sqft · price cut 2%
The property
- Beds / baths
- 5 / 3.5
- Living area
- 4,295 sq ft
- Lot
- 15,246 sq ft
- Year built
- 2000
- Property type
- Single Family
- HOA
- $105/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129812
- Listed
- Oct 8, 2026
- Days on market
- 25
- Listing agent
- Preeti K. Chaggar · F.C. Tucker Company - West
5109262125 · preeti.chaggar@talktotucker.com - Price history
- First asked $755,000 · previously $755,000 cut $15,001
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.