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19score
New
$290,000
MLS
Street view6041 Denise Dr
Indianapolis IN 46221 · Single Family · built 2000
4 bd2.5 ba2,418 sqft$120/sqft vs ZIP $145 −17%
0.89 lender DSCR (est.)
Rent covers the estimated payment 0.89× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,902/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
17% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$290,000List price
$1,902Rent estimate / mo
0.89Lender DSCR (est.)
$5,762Taxes / yr · county assessor
$145ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,902 |
| − Mortgage (P&I) | −$1,521 |
| − Taxes | −$480 |
| − Insurance | −$121 |
| − HOA | −$18 |
| = Cash flow before vacancy & repairs | $-238 |
The numbers
- Price
- $290,000
- $ / sq ft
- $120 ZIP median $145
- Rent estimate
- $1,902/mo HUD fair-market rent
- Property taxes
- $5,762/yr 2% cap on assessed value $288,100
- PITIA (assumed)
- $2,140/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $18/mo
- Lender DSCR (est.)
- 0.89 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100 17% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,418 sq ft
- Lot
- 7,405 sq ft
- Year built
- 2000
- Property type
- Single Family
- HOA
- $18/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128469
- Listed
- Oct 1, 2026
- Days on market
- 2
- Listing agent
- Jonathan Michael Hopson · F.C. Tucker Company - South
3178285181 · jon.hopson@talktotucker.com - Price history
- First asked $290,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.