1 / 6
32score
↓ $14,999
$265,000
MLS
Street view605 Woodruff Place East Dr
Indianapolis IN 46201 · Single Family · built 1910
5 bd2 ba2,459 sqft$108/sqft vs ZIP $141 −24%
0.95 lender DSCR (est.)
Rent covers the estimated payment 0.95× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,670/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
23% under ZIP $/sqftprice cut 6%
The underwriting
The numbers (estimates, illustrative)
$265,000List price
$1,670Rent estimate / mo
0.95Lender DSCR (est.)
$3,180Taxes / yr · assumed 1.2%
$141ZIP median $ / sqft
32/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,670 |
| − Mortgage (P&I) | −$1,390 |
| − Taxes | −$265 |
| − Insurance | −$110 |
| = Cash flow before vacancy & repairs | $-95 |
The numbers
- Price
- $265,000
- $ / sq ft
- $108 ZIP median $141
- Rent estimate
- $1,670/mo HUD fair-market rent
- Property taxes
- $3,180/yr assumed 1.2% of price
- PITIA (assumed)
- $1,765/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.95 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 32/100 23% under ZIP $/sqft · price cut 6%
The property
- Beds / baths
- 5 / 2
- Living area
- 2,459 sq ft
- Lot
- 10,454 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22109391
- Listed
- Jul 13, 2026
- Days on market
- 96
- Listing agent
- Barbara Whiteside · Keller Williams Indy Metro Ne
3174143262 · barb@succeedrealestate.com - Price history
- First asked $279,999 · previously $279,999 cut $14,999
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.