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64score
New
$90,000
MLS
Street view6080 Gifford St
Indianapolis IN 46228 · Single Family · built 1958
4 bd3 ba1,782 sqft$51/sqft vs ZIP $144 −65%
1.50 lender DSCR (est.)
Rent covers the estimated payment 1.50× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,260/mo (hud:safmr:capped) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.5065% under ZIP $/sqftverify conditionnew this week
The underwriting
The numbers (estimates, illustrative)
$90,000List price
$1,260Rent estimate / mo
1.50Lender DSCR (est.)
$3,972Taxes / yr · county assessor
$144ZIP median $ / sqft
64/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,260 |
| − Mortgage (P&I) | −$472 |
| − Taxes | −$331 |
| − Insurance | −$38 |
| = Cash flow before vacancy & repairs | $420 |
The numbers
- Price
- $90,000
- $ / sq ft
- $51 ZIP median $144
- Rent estimate
- $1,260/mo hud:safmr:capped
- Property taxes
- $3,972/yr 2% cap on assessed value $198,600
- PITIA (assumed)
- $840/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.50 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 64/100 DSCR 1.50 · 65% under ZIP $/sqft · verify condition · new this week
The property
- Beds / baths
- 4 / 3
- Living area
- 1,782 sq ft
- Lot
- 20,909 sq ft
- Year built
- 1958
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129059
- Listed
- Oct 1, 2026
- Days on market
- 2
- Listing agent
- Jason Snider, Broker Associate · J. Snider Real Estate
3175071692 · snidergroup@gmail.com - Price history
- First asked $90,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.