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10score
$249,000
MLS
Street view6144 S Irwin St
Indianapolis IN 46237 · Single Family · built 1960
3 bd1 ba1,080 sqft$231/sqft vs ZIP $153 +51%
1.06 lender DSCR (est.)
Rent covers the estimated payment 1.06× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,756/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$249,000List price
$1,756Rent estimate / mo
1.06Lender DSCR (est.)
$2,988Taxes / yr · assumed 1.2%
$153ZIP median $ / sqft
10/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,756 |
| − Mortgage (P&I) | −$1,306 |
| − Taxes | −$249 |
| − Insurance | −$104 |
| = Cash flow before vacancy & repairs | $97 |
The numbers
- Price
- $249,000
- $ / sq ft
- $231 ZIP median $153
- Rent estimate
- $1,756/mo ZIP + bedroom comps
- Property taxes
- $2,988/yr assumed 1.2% of price
- PITIA (assumed)
- $1,659/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.06 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 10/100
The property
- Beds / baths
- 3 / 1
- Living area
- 1,080 sq ft
- Lot
- 16,117 sq ft
- Year built
- 1960
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22132319
- Listed
- Oct 20, 2026
- Days on market
- 11
- Listing agent
- Jeannie Grant · Highgarden Real Estate
3177825259 · jgrant@highgarden.com - Price history
- First asked $249,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.