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13score
$230,000
MLS
Street view6148 Long River Ln
Indianapolis IN 46221 · Single Family · built 1998
3 bd2 ba1,152 sqft$200/sqft vs ZIP $153 +30%
1.10 lender DSCR (est.)
Rent covers the estimated payment 1.10× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,700/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$230,000List price
$1,700Rent estimate / mo
1.10Lender DSCR (est.)
$2,760Taxes / yr · assumed 1.2%
$153ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,700 |
| − Mortgage (P&I) | −$1,206 |
| − Taxes | −$230 |
| − Insurance | −$96 |
| − HOA | −$18 |
| = Cash flow before vacancy & repairs | $150 |
The numbers
- Price
- $230,000
- $ / sq ft
- $200 ZIP median $153
- Rent estimate
- $1,700/mo ZIP + bedroom comps
- Property taxes
- $2,760/yr assumed 1.2% of price
- PITIA (assumed)
- $1,550/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $18/mo
- Lender DSCR (est.)
- 1.10 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,152 sq ft
- Lot
- 7,841 sq ft
- Year built
- 1998
- Property type
- Single Family
- HOA
- $18/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22133049
- Listed
- Oct 23, 2026
- Days on market
- 8
- Listing agent
- Amy O'brien · O'brien Team Realty
3176915515 · soldbyobrien@gmail.com - Price history
- First asked $230,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.