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25score
$550,000
MLS
Street view6226 Harbridge Rd
Indianapolis IN 46220 · Single Family · built 1964
4 bd2.5 ba4,364 sqft$126/sqft vs ZIP $194 −35%
0.57 lender DSCR (est.)
Rent covers the estimated payment 0.57× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,200/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
35% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$550,000List price
$2,200Rent estimate / mo
0.57Lender DSCR (est.)
$8,786Taxes / yr · county assessor
$194ZIP median $ / sqft
25/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,200 |
| − Mortgage (P&I) | −$2,884 |
| − Taxes | −$732 |
| − Insurance | −$229 |
| − HOA | −$5 |
| = Cash flow before vacancy & repairs | $-1,651 |
The numbers
- Price
- $550,000
- $ / sq ft
- $126 ZIP median $194
- Rent estimate
- $2,200/mo ZIP + bedroom comps
- Property taxes
- $8,786/yr 2% cap on assessed value $439,300
- PITIA (assumed)
- $3,851/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $5/mo
- Lender DSCR (est.)
- 0.57 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 25/100 35% under ZIP $/sqft
The property
- Beds / baths
- 4 / 2.5
- Living area
- 4,364 sq ft
- Lot
- 22,216 sq ft
- Year built
- 1964
- Property type
- Single Family
- HOA
- $5/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126987
- Listed
- Sep 23, 2026
- Days on market
- 10
- Listing agent
- Jim Wilson · Real Broker, LLC
3172895969 · jim@jimshomes.com - Price history
- First asked $550,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.