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1score
$285,000
MLS
Street view6241 Whitaker Farms Dr
Indianapolis IN 46237 · Single Family · built 1997
3 bd2 ba1,848 sqft$154/sqft vs ZIP $153 +1%
0.92 lender DSCR (est.)
Rent covers the estimated payment 0.92× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,756/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$285,000List price
$1,756Rent estimate / mo
0.92Lender DSCR (est.)
$3,420Taxes / yr · assumed 1.2%
$153ZIP median $ / sqft
1/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,756 |
| − Mortgage (P&I) | −$1,495 |
| − Taxes | −$285 |
| − Insurance | −$119 |
| − HOA | −$17 |
| = Cash flow before vacancy & repairs | $-159 |
The numbers
- Price
- $285,000
- $ / sq ft
- $154 ZIP median $153
- Rent estimate
- $1,756/mo ZIP + bedroom comps
- Property taxes
- $3,420/yr assumed 1.2% of price
- PITIA (assumed)
- $1,915/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $17/mo
- Lender DSCR (est.)
- 0.92 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 1/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,848 sq ft
- Lot
- 11,761 sq ft
- Year built
- 1997
- Property type
- Single Family
- HOA
- $17/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22132645
- Listed
- Oct 22, 2026
- Days on market
- 9
- Listing agent
- David Brenton · DAVID BRENTON'S TEAM
3178827210 · david@thebrentonteam.com - Price history
- First asked $285,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.