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24score
$219,000
MLS
Street view6281 Kelsey Dr
Indianapolis IN 46268 · Single Family · built 2017
3 bd2 ba1,271 sqft$172/sqft vs ZIP $160 +8%
1.20 lender DSCR (est.)
Rent covers the estimated payment 1.20× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,987/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.20below assessed value
The underwriting
The numbers (estimates, illustrative)
$219,000List price
$1,987Rent estimate / mo
1.20Lender DSCR (est.)
$4,546Taxes / yr · county assessor
$160ZIP median $ / sqft
24/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,987 |
| − Mortgage (P&I) | −$1,148 |
| − Taxes | −$379 |
| − Insurance | −$91 |
| − HOA | −$33 |
| = Cash flow before vacancy & repairs | $335 |
The numbers
- Price
- $219,000
- $ / sq ft
- $172 ZIP median $160
- Rent estimate
- $1,987/mo ZIP + bedroom comps
- Property taxes
- $4,546/yr 2% cap on assessed value $227,300
- PITIA (assumed)
- $1,652/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $33/mo
- Lender DSCR (est.)
- 1.20 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 24/100 DSCR 1.20 · below assessed value
The property
- Beds / baths
- 3 / 2
- Living area
- 1,271 sq ft
- Lot
- 7,840 sq ft
- Year built
- 2017
- Property type
- Single Family
- HOA
- $33/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130712
- Listed
- Oct 9, 2026
- Days on market
- 9
- Listing agent
- Joshua Vida · Paradigm Realty Solutions
5743613933 · josh@realtyparadigm.com - Price history
- First asked $219,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.