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52score
$238,000
MLS
Street view641 E 33rd St
Indianapolis IN 46205 · Single Family · built 1923
4 bd3 ba1,963 sqft$121/sqft vs ZIP $165 −27%
1.28 lender DSCR (est.)
Rent covers the estimated payment 1.28× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,295/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.2827% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$238,000List price
$2,295Rent estimate / mo
1.28Lender DSCR (est.)
$5,376Taxes / yr · county assessor
$165ZIP median $ / sqft
52/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,295 |
| − Mortgage (P&I) | −$1,248 |
| − Taxes | −$448 |
| − Insurance | −$99 |
| = Cash flow before vacancy & repairs | $500 |
The numbers
- Price
- $238,000
- $ / sq ft
- $121 ZIP median $165
- Rent estimate
- $2,295/mo ZIP + bedroom comps
- Property taxes
- $5,376/yr 2% cap on assessed value $268,800
- PITIA (assumed)
- $1,795/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.28 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 52/100 DSCR 1.28 · 27% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 3
- Living area
- 1,963 sq ft
- Lot
- 2,614 sq ft
- Year built
- 1923
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22093575
- Listed
- Apr 6, 2026
- Days on market
- 194
- Listing agent
- Shamyl Tufail · Exp Realty, LLC
3173796038 · tufailshamyl@gmail.com - Price history
- First asked $238,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.