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18score
New
$585,000
MLS
Street view6431 Shamel Dr
Indianapolis IN 46278 · Single Family · built 1992
4 bd4.5 ba4,645 sqft$126/sqft vs ZIP $149 −15%
0.69 lender DSCR (est.)
Rent covers the estimated payment 0.69× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,951/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
15% under ZIP $/sqftnew this week
The underwriting
The numbers (estimates, illustrative)
$585,000List price
$2,951Rent estimate / mo
0.69Lender DSCR (est.)
$11,482Taxes / yr · county assessor
$149ZIP median $ / sqft
18/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,951 |
| − Mortgage (P&I) | −$3,068 |
| − Taxes | −$957 |
| − Insurance | −$244 |
| = Cash flow before vacancy & repairs | $-1,317 |
The numbers
- Price
- $585,000
- $ / sq ft
- $126 ZIP median $149
- Rent estimate
- $2,951/mo HUD fair-market rent
- Property taxes
- $11,482/yr 2% cap on assessed value $574,100
- PITIA (assumed)
- $4,268/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.69 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 18/100 15% under ZIP $/sqft · new this week
The property
- Beds / baths
- 4 / 4.5
- Living area
- 4,645 sq ft
- Lot
- 12,197 sq ft
- Year built
- 1992
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22128931
- Listed
- Oct 1, 2026
- Days on market
- 3
- Listing agent
- Matt Mclaughlin · F.C. Tucker Company
3178437766 · mmcl@talktotucker.com - Price history
- First asked $585,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.