1 / 6
28score
$413,000
MLS
Street view6436 Speights Dr
Indianapolis IN 46278 · Single Family · built 1966
6 bd5 ba3,596 sqft$115/sqft vs ZIP $149 −23%
1.05 lender DSCR (est.)
Rent covers the estimated payment 1.05× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,951/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
23% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$413,000List price
$2,951Rent estimate / mo
1.05Lender DSCR (est.)
$5,744Taxes / yr · county assessor
$149ZIP median $ / sqft
28/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,951 |
| − Mortgage (P&I) | −$2,166 |
| − Taxes | −$479 |
| − Insurance | −$172 |
| = Cash flow before vacancy & repairs | $134 |
The numbers
- Price
- $413,000
- $ / sq ft
- $115 ZIP median $149
- Rent estimate
- $2,951/mo HUD fair-market rent
- Property taxes
- $5,744/yr 2% cap on assessed value $287,200
- PITIA (assumed)
- $2,817/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.05 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 28/100 23% under ZIP $/sqft
The property
- Beds / baths
- 6 / 5
- Living area
- 3,596 sq ft
- Lot
- 16,553 sq ft
- Year built
- 1966
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126413
- Listed
- Sep 18, 2026
- Days on market
- 15
- Listing agent
- Emmanuel Ahibe · Davis Realty Group
3176888312 · emmahibe@hotmail.com - Price history
- First asked $413,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.