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14score
$234,995
MLS
Street view644 South St
Noblesville IN 46060 · Single Family · built 1972
3 bd1 ba960 sqft$245/sqft vs ZIP $184 +33%
1.12 lender DSCR (est.)
Rent covers the estimated payment 1.12× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,748/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$234,995List price
$1,748Rent estimate / mo
1.12Lender DSCR (est.)
$2,820Taxes / yr · assumed 1.2%
$184ZIP median $ / sqft
14/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,748 |
| − Mortgage (P&I) | −$1,232 |
| − Taxes | −$235 |
| − Insurance | −$98 |
| = Cash flow before vacancy & repairs | $183 |
The numbers
- Price
- $234,995
- $ / sq ft
- $245 ZIP median $184
- Rent estimate
- $1,748/mo HUD fair-market rent
- Property taxes
- $2,820/yr assumed 1.2% of price
- PITIA (assumed)
- $1,565/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.12 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 14/100
The property
- Beds / baths
- 3 / 1
- Living area
- 960 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1972
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22121895
- Listed
- Sep 11, 2026
- Days on market
- 24
- Listing agent
- Cam Mason · Keller Williams Indpls Metro N
3174306749 · cam.mason@kw.com - Price history
- First asked $234,995
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.