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11score
$307,900
MLS
Street view6446 Camarillo Ct
Indianapolis IN 46278 · Single Family · built 2000
3 bd2 ba1,684 sqft$183/sqft vs ZIP $149 +23%
1.07 lender DSCR (est.)
Rent covers the estimated payment 1.07× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,354/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$307,900List price
$2,354Rent estimate / mo
1.07Lender DSCR (est.)
$5,176Taxes / yr · county assessor
$149ZIP median $ / sqft
11/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,354 |
| − Mortgage (P&I) | −$1,615 |
| − Taxes | −$431 |
| − Insurance | −$128 |
| − HOA | −$36 |
| = Cash flow before vacancy & repairs | $144 |
The numbers
- Price
- $307,900
- $ / sq ft
- $183 ZIP median $149
- Rent estimate
- $2,354/mo HUD fair-market rent
- Property taxes
- $5,176/yr 2% cap on assessed value $258,800
- PITIA (assumed)
- $2,210/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $36/mo
- Lender DSCR (est.)
- 1.07 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 11/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,684 sq ft
- Lot
- 6,970 sq ft
- Year built
- 2000
- Property type
- Single Family
- HOA
- $36/mo
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129993
- Listed
- Oct 8, 2026
- Days on market
- 24
- Listing agent
- Mary Wernke · Encore Sotheby's International Realty
3178437766 · mwernke@talktotucker.com - Price history
- First asked $307,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.